{"id":3912,"date":"2021-02-03T09:27:12","date_gmt":"2021-02-03T14:27:12","guid":{"rendered":"https:\/\/dahlman.online\/?p=3912"},"modified":"2021-02-03T09:28:20","modified_gmt":"2021-02-03T14:28:20","slug":"more-than-a-paycheck","status":"publish","type":"post","link":"https:\/\/dahlman.online\/index.php\/2021\/02\/03\/more-than-a-paycheck\/","title":{"rendered":"More Than a Paycheck"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Living on the Edge&nbsp;<\/h3>\n\n\n\n<p>So let\u2019s have a discussion about the minimum wage.&nbsp;&nbsp;Here in Ohio, it\u2019s $8.55 per hour.&nbsp;&nbsp;The national minimum wage is $7.25 per hour.&nbsp;&nbsp;So let\u2019s do some figuring, to find out what those numbers mean.<\/p>\n\n\n\n<p>$8.55 an hour means a gross pay of $342 a week (for a 40-hour work week), $1368 per month, or $17,100 a year.&nbsp;&nbsp;And that\u2019s if you\u2019re lucky.&nbsp;&nbsp;Lucky to live in Ohio, lucky to work 2000 hours in a year, and lucky to not get sick or laid off.&nbsp;&nbsp;<\/p>\n\n\n\n<p>$7.25 an hour, the national minimum, obviously is less:&nbsp;&nbsp;$290 per week, $1160 per month, or $14500 a year \u2013 less.&nbsp;&nbsp;&nbsp;But an either case, it\u2019s not credible to call the minimum wage a \u201cliving\u201d wage.&nbsp;&nbsp;<\/p>\n\n\n\n<p>As a single person, to be 100% eligible for Federal assistance, you can only make $12,760 per year.&nbsp;&nbsp;&nbsp;So even at the national minimum wage, someone working a fulltime job (2000 hours a year) would be way \u201cover\u201d the poverty line.&nbsp;&nbsp;To quote the Parkland kids \u2013 I call \u201cBS\u201d.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Let\u2019s say you\u2019re paying $600 a month for rent (that\u2019s the cheapest here in Pataskala).&nbsp;&nbsp;&nbsp;You manage to only eat $250 per month worth of food (that\u2019s $62, or nine Big Mac value meals, a week).&nbsp;&nbsp;And, in many places in the United States, there is no such thing as reliable public transportation.&nbsp;&nbsp;A car, gas, insurance:&nbsp;&nbsp;maybe that\u2019s another $150, though one minor mechanical difficulty will blow that right out of the water.&nbsp;&nbsp;&nbsp;So with rent, food, and transportation you\u2019ve gone through more than one thousand dollars.&nbsp;&nbsp;And you haven\u2019t bought (or washed) underwear, or eyeglasses, or shoes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">One Expense Away&nbsp;&nbsp;&nbsp;<\/h3>\n\n\n\n<p>In \u201creal life\u201d, neither $7.25 or $8.55 is a living wage.&nbsp;&nbsp;It\u2019s a wage guaranteed to require something else \u2013 another job, someone to help pay for things, or going into debt.&nbsp;&nbsp;It also guarantees that the \u201cPathway to improvement\u201d, the old \u201cpull yourself up by your bootstraps\u201d through education, isn\u2019t available.&nbsp;&nbsp;There\u2019s not the time, nor the money, to get that done.&nbsp;&nbsp;Living on the real minimum wage locks people into an essential struggle to survive.<\/p>\n\n\n\n<p>What would a $15 per hour minimum wage do?&nbsp;&nbsp;Run the numbers:&nbsp;&nbsp;$600 per week, $2400 a month, or $30,000 a year.&nbsp;&nbsp;It\u2019s a wage that allows folks to actually live, instead of just survive.&nbsp;&nbsp;It creates discretionary income, to pay for education, to put aside for retirement, to save for a future home or business venture.&nbsp;<\/p>\n\n\n\n<p>In 1978 I signed my first teaching contract for $8000 a year.&nbsp;&nbsp;That small amount was able to take care of my $125 a month rent, $.75 a gallon gas, and a Big Mac value meal of $1.79 (though there wasn\u2019t a McDonald\u2019s in Pataskala back then).&nbsp;&nbsp;I was able to pay for further education, and drive my 1967 Volkswagen \u2013 even pay for repairs at \u201cMike\u2019s\u201d.&nbsp;&nbsp;&nbsp;And what is 1978\u2019s $8000 worth in 2021 dollars:&nbsp;&nbsp;$32000.&nbsp;<em>&nbsp;By the way, beginning teaching salary in the local school is still under $40,000 a year.&nbsp;&nbsp;Teachers haven\u2019t made much progress over forty years in getting above a minimal wage.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dignity of Work<\/h3>\n\n\n\n<p>Ohio\u2019s Democratic Senator, Sherrod Brown, speaks often about \u201cthe dignity of work\u201d.&nbsp;&nbsp;He recognizes that most Americans want to work, they want to \u201cpay their way\u201d.&nbsp;&nbsp;But to make that \u201cAmerican Dream\u201d available, there has to be a tangible result \u2013 a living wage.&nbsp;&nbsp;We can\u2019t define \u201cliving\u201d as barely scraping by, one small expense away from disaster.&nbsp;&nbsp;If we want folks to have that \u201cdignity\u201d, then we need to establish a \u201cfloor\u201d, a base pay that will provide that dignity.&nbsp;&nbsp;And that \u201cfloor\u201d isn\u2019t extravagant.&nbsp;&nbsp;It won\u2019t, by itself, support a family.&nbsp;&nbsp;A family today requires both adults work, something that a half century ago wasn\u2019t necessary.&nbsp;&nbsp;That\u2019s progress, I guess.<\/p>\n\n\n\n<p>Currently 44% of American workers earn less than a $15 per hour wage.&nbsp;&nbsp;So what does that do?&nbsp;&nbsp;It forces 8% of American workers to work two jobs.&nbsp;&nbsp;It also makes the average worker put in an extra five hours a week overtime.&nbsp;&nbsp;That\u2019s 250 extra hours a year \u2013 or the equivalent of more than four extra weeks of work.&nbsp;&nbsp;So our 2021 era requires a big percentage of Americans to work far more than a forty-hour work week, for low wages \u2013 that\u2019s our \u201cAmerican Dream\u201d?&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Our Dream<\/h3>\n\n\n\n<p>We hear apocalyptic scenario of what would happen if the United States had a $15 minimum wage.&nbsp;&nbsp;According to that vision, millions of Americans would lose their jobs, thousands of small businesses would fail, and inflation would spiral out of control.&nbsp;&nbsp;But would it?<\/p>\n\n\n\n<p>Any change in wage and salary rules will have a negative impact on some businesses \u2013 it would be foolish to deny that.&nbsp;There would be adjustments.&nbsp;&nbsp;And the costs of some of those adjustments, including higher costs for goods, would be borne by those who buy those goods.&nbsp;&nbsp;So a higher minimum wage is likely to raise costs for folks who buy more stuff, those who already are making more than that minimum wage.&nbsp;&nbsp;It would cause some \u201cincome leveling\u201d, by raising the floor for many, it would likely make those already way above that floor to pay some more.<\/p>\n\n\n\n<p>And some Americans would lose their current jobs as businesses \u201csort out\u201d a higher bottom wage.&nbsp;&nbsp;So there will be some negative impacts for some people.<\/p>\n\n\n\n<p>But for a large percentage of American workers, a $15 minimum wage would change their lives for the better, and give them greater access to the \u201cAmerican dream\u201d.&nbsp;&nbsp;It would create Senator Brown\u2019s \u201cdignity of work\u201d, and also allow more Americans to have a life beyond work. That\u2019s something many cannot have now.&nbsp;&nbsp;A $15 minimum wage would allow American workers to live for more than just a paycheck.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Living on the Edge&nbsp; So let\u2019s have a discussion about the minimum wage.&nbsp;&nbsp;Here in Ohio, it\u2019s $8.55 per hour.&nbsp;&nbsp;The national minimum wage is $7.25 per hour.&nbsp;&nbsp;So let\u2019s do some figuring, to find out what those numbers mean. $8.55 an hour means a gross pay of $342 a week (for a 40-hour work week), $1368 per &hellip; <a href=\"https:\/\/dahlman.online\/index.php\/2021\/02\/03\/more-than-a-paycheck\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;More Than a Paycheck&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-3912","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>More Than a Paycheck : Our America - Essays on Politics and American Life<\/title>\n<meta name=\"description\" content=\"Today&#039;s minimum wage guarantees poverty and overwork. 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